Search Boulder County Bankruptcy Cases

Boulder County sits at the foot of the Rocky Mountains. It is home to the University of Colorado. The city of Boulder is the county seat. This progressive community has a diverse economy. Tech companies thrive here. Outdoor recreation businesses prosper. Despite this prosperity, some residents face financial hardship. When they do, they file bankruptcy at the federal court in Denver.

Finding bankruptcy records for Boulder County residents requires using federal resources. The County Clerk maintains related property records. Understanding both systems is key. This guide explains how to access bankruptcy records and related documents for Boulder County.

Boulder County Clerk and Recorder

The Boulder County Clerk and Recorder office is at 1750 33rd Street in Boulder. Their phone number is (303) 413-7770. This office handles a large volume of records. Boulder County is populous. Many property transactions occur here daily.

The office records deeds and mortgages. They handle marriage licenses and civil unions. Elections are administered here. For bankruptcy purposes, property records are most relevant. These show real estate ownership. They reveal mortgage liens. Judgment liens appear here too.

The Boulder office offers online searching. Many records are digitized. You can search from home. Some older records need in-person review. The staff is knowledgeable. They can guide your search. Office hours are typically 8:00 AM to 4:30 PM.

Find federal bankruptcy case information at https://www.cob.uscourts.gov/.

The Denver federal courthouse serves Boulder County and all of Colorado for bankruptcy matters.

Federal Bankruptcy Court Access

The U.S. Bankruptcy Court is located at 721 19th Street, Denver, CO 80202. Contact them at 720-904-7300. This court handles all Boulder County bankruptcy filings. The drive from Boulder takes about 30 to 45 minutes. Many residents prefer online access.

PACER is the online record system. It stands for Public Access to Court Electronic Records. Access it at https://pacer.uscourts.gov/. The system contains cases from 2001 forward. You can search from Boulder or anywhere.

Registration is free. Create an account on the website. Provide contact details. Verify your email. Then start searching. Fees apply only when you view documents. Most users qualify for quarterly fee waivers.

How to Search PACER for Boulder Cases

The name search is most popular. Enter the debtor's name. Use full first and last names. Add middle names if known. The system searches Colorado records. Results appear instantly. You see case numbers and dates.

Click any case for details. The docket sheet appears. This lists all activity. Every filed document is shown. You can view any document. Costs are $0.10 per page. Maximum $3.00 per document. Downloads are allowed.

Advanced search options exist. You can search by date range. You can filter by chapter type. You can search by attorney name. These tools help researchers. They narrow large result sets. This saves time and money.

Boulder County Property Records Connection

Property records link to bankruptcy. Boulder County maintains these carefully. The Clerk's office records all transfers. You can trace ownership history. This helps verify bankruptcy schedules. It shows what assets exist.

Mortgage liens are recorded here. These survive bankruptcy typically. The discharge removes personal liability. But the lien stays on the property. Refinancing may require addressing old liens. Title companies search these records.

Judgment liens also appear here. These result from lawsuits. They attach to real estate. Bankruptcy may avoid some liens. This depends on exemptions. It also depends on lien timing. An attorney can explain this.

UCC and State Records

UCC records are at the state level. Search at https://www.sos.state.co.us/ucc/. This database is free. No account is needed. These records cover personal property.

Cars and business equipment appear here. Security interests are listed. Creditors file these notices. They protect their collateral. Bankruptcy schedules must list these. UCC searches verify accuracy.

Financing statements expire. They last five years. Creditors file continuations. The database shows current status. Active filings remain effective. Lapsed filings are void. This matters in bankruptcy cases.

Note: Colorado exemption laws protect certain property in bankruptcy; consult current limits as they change periodically.

Bankruptcy Filing Costs in Boulder County

Court fees are uniform across Colorado. Chapter 7 costs $338. Chapter 13 costs $313. These are federal filing fees. They do not vary by county. Fee waivers may be available. Installment payments are possible.

Attorney fees vary. Boulder County has many bankruptcy lawyers. Shop around for rates. Chapter 7 typically costs $1,200 to $2,500. Chapter 13 ranges from $3,500 to $5,500. Ask about payment plans.

Credit counseling is required. This costs extra. Prices range from $15 to $50. Approved providers list their fees. You must complete this before filing. A certificate is required. The debtor education course is similar.

Legal Resources in Boulder

Boulder has many legal resources. Colorado Legal Services helps low-income residents. They have Boulder offices. Call to check eligibility. Free consultations may be available. They handle various legal matters.

The University of Colorado law school offers clinics. Students provide supervised assistance. This is low-cost help. They handle various cases. Bankruptcy may be among them. Contact them to inquire.

The Boulder County Bar Association provides referrals. They connect you with attorneys. Initial consultations are often reduced-price. Ask about bankruptcy experience. Find the right fit for your case.

• Boulder County Clerk: 1750 33rd Street, Boulder, (303) 413-7770
• U.S. Bankruptcy Court: 721 19th Street, Denver, 720-904-7300
• PACER: https://pacer.uscourts.gov/
• Colorado UCC Search: https://www.sos.state.co.us/ucc/