Logan County Bankruptcy Filings Search

Logan County sits in northeastern Colorado. Sterling serves as the county seat. This agricultural region supports farming and ranching. Residents facing financial hardship may seek bankruptcy relief. The U.S. Bankruptcy Court in Denver handles all cases. Records are federal, not county.

Researching Logan County bankruptcy requires understanding remote access. Sterling is about 130 miles from Denver. Most residents use PACER online. The county clerk maintains related local records. Property and judgment liens are filed there. This guide explains all access methods.

Logan County Clerk and Recorder Office

The Logan County Clerk operates from Sterling. The office is at 315 Main Street, Suite 3, Sterling, CO 80751. Phone number is (970) 522-1544. Hours are Monday through Friday from 8:00 AM to 4:30 PM.

This office records property documents for Logan County. Deeds, mortgages, and releases are filed here. These records connect to bankruptcy cases. They show real estate holdings. They reveal prior encumbrances. Trustees review them carefully.

The clerk also records state court judgments. These can become judgment liens. Such liens appear in bankruptcy schedules. Priority questions may arise. The records help resolve them. Property searches need specific addresses.

The federal bankruptcy court in Denver maintains all bankruptcy records for Logan County.

The court building is located at 721 19th Street in downtown Denver.

Federal Bankruptcy Court Access

All Logan County cases are filed in Denver. The U.S. Bankruptcy Court address is 721 19th Street, Denver, CO 80202. Phone number is 720-904-7300. This court serves all 64 Colorado counties. Sterling is in the northeast corner of the state.

Three access methods exist. Online PACER searches work best for most people. In-person visits suit those needing immediate assistance. Mail requests serve distant researchers. Each has different costs and timeframes.

How to Use PACER for Logan County Cases

PACER stands for Public Access to Court Electronic Records. Access it at https://pacer.uscourts.gov/. Registration is free on their website. The system covers all Colorado bankruptcy cases. Logan County filings are included.

To use PACER, create an account. Provide basic information. Verify your email address. Then begin searching. You can search by debtor name or case number. Results display immediately. Each page viewed costs $0.10. Documents have a $3.00 maximum. Quarterly fees under $30 are waived.

Logan County cases appear under District of Colorado. Records from 2001 forward are electronic. Older cases may need archive requests. Documents can be downloaded or printed. Research from Sterling is possible. No travel to Denver is required.

Note: PACER allows Logan County residents to research bankruptcy records from home without the long drive to Denver.

Logan County Bankruptcy Filing Fees

Federal filing fees apply uniformly across all counties. Chapter 7 cases cost $338 to file. Chapter 13 cases cost $313. Fee waiver applications are available for Chapter 7. The court reviews financial documentation. Qualifying filers pay nothing.

Chapter 13 permits installment payments. The court allows up to four payments. First payment is due at filing. Remaining payments follow a schedule. Missing payments can lead to dismissal. Stay current on all payments.

Attorney fees are separate from court costs. Most Logan County residents hire bankruptcy attorneys. Some Sterling lawyers practice bankruptcy law. Others refer cases to Denver attorneys. Fees vary by case complexity. Simple Chapter 7 cases typically cost $1,000 to $2,500.

Related Records at the County Level

Logan County maintains records related to bankruptcy proceedings. These sources help complete the financial picture. They verify assets and debts. Important records include:

• Real property deeds and mortgage documents
• State court judgment liens
• UCC financing statements
• Foreclosure records

UCC records are filed with the Colorado Secretary of State. Search these at https://www.sos.state.co.us/ucc/. This database shows secured debts. They often appear in bankruptcy schedules.

Property liens generally survive bankruptcy discharge. The discharge eliminates personal liability. It does not remove property encumbrances. Separate action may be needed. The Logan County Clerk can provide guidance.

Legal Aid Resources in Logan County

Legal assistance is available for qualifying residents. Colorado Legal Services serves northeastern Colorado. They offer free help to low-income individuals. Bankruptcy counseling is among their services. Other debt assistance is also provided.

The Colorado Bar Association provides attorney referrals. They can connect residents with bankruptcy lawyers. Some attorneys offer free initial consultations. Discuss fees before hiring anyone. Understanding costs upfront prevents surprises.

The federal court website offers self-help resources. Forms, instructions, and guides are available. These help individuals filing without attorneys. This is called pro se representation. Court staff can explain procedures. They cannot provide legal advice.

Finding Discharge Records

The discharge order is the final bankruptcy document. It releases the debtor from discharged debts. This is the most commonly requested record. Obtain it through PACER or from the court clerk.

The discharge order lists eliminated debts. It also notes exceptions. Certain debts are not dischargeable. Student loans usually survive. Recent taxes may remain. Child support continues. The order makes these clear.

Retain discharge orders permanently. Future creditors may request proof. Old debts sometimes resurface. The discharge provides legal protection. Logan County residents should store copies safely.

Note: A certified copy of your discharge order may be required for mortgage applications or other credit transactions.