Park County Federal Bankruptcy Records

Park County lies in the mountains west of Denver. Fairplay serves as the county seat. The area is known for South Park and outdoor recreation. Many residents commute to Denver for work. Those facing financial hardship may file bankruptcy. The U.S. Bankruptcy Court in Denver handles these cases.

Researching bankruptcy records for Park County is more accessible than remote counties. Fairplay is about 90 miles from Denver. Many residents travel to the city regularly. Both PACER online and in-person access work well. The county clerk holds related property records. This guide explains all access methods.

Park County Clerk and Recorder Office

The Park County Clerk serves from Fairplay. The office is at 8815 ALMA Avenue, Fairplay, CO 80440. Phone number is (719) 836-4333. Hours are Monday through Friday from 8:00 AM to 4:30 PM.

This office records property documents. Deeds, mortgages, and releases are filed here. These connect to bankruptcy cases. They show real estate ownership. They reveal prior encumbrances. Trustees review them carefully.

The clerk also records state court judgments. These can become judgment liens. Such liens appear in bankruptcy schedules. Priority questions may arise. The records help resolve them. Property searches need specific addresses.

The federal bankruptcy court in Denver maintains all bankruptcy records for Park County.

The court building stands at 721 19th Street in downtown Denver.

Federal Bankruptcy Court Access

All Park County cases go to Denver. The U.S. Bankruptcy Court is at 721 19th Street, Denver, CO 80202. Phone is 720-904-7300. This court serves all Colorado counties. Fairplay is about 90 miles southwest of Denver.

Access options include PACER, mail, and visits. Online PACER works well for most. In-person visits are feasible for Park County residents. The drive takes about two hours. Mail suits formal requests.

How to Use PACER for Park County Cases

PACER provides online access to court records. Visit https://pacer.uscourts.gov/ to register. The system covers all Colorado bankruptcy filings. Park County cases are included.

Registration is free and quick. Once registered, you can search. Enter debtor names or case numbers. Results display instantly. Each page costs ten cents to view. Documents cap at three dollars. Quarterly fees under thirty dollars are waived.

Park County cases appear under District of Colorado. Records from 2001 onward are online. Older cases may need archive requests. Documents can be downloaded or printed. Research works from Fairplay. No travel required.

Note: Park County residents have the option of either using PACER online or making the relatively short drive to Denver for in-person court access.

Park County Bankruptcy Filing Fees

Federal filing fees are standardized. Chapter 7 cases cost $338. Chapter 13 cases cost $313. Fee waivers exist for qualifying Chapter 7 filers. The court reviews income documentation. Approval means no filing fee.

Chapter 13 allows installment payments. The court permits up to four payments. First payment is due at filing. Subsequent payments follow a schedule. Missing payments can cause dismissal. Stay current to protect your case.

Attorney fees are separate. Some Park County residents hire Denver attorneys. Others use lawyers from Colorado Springs. A few attorneys practice locally. Fees vary by complexity. Simple Chapter 7 cases may cost $1,000 to $2,500.

Related Records at the County Level

Park County maintains records connected to bankruptcy. These sources provide financial information. They help complete the picture. Key records include:

• Property deeds and mortgage documents
• State court judgment liens
• UCC financing statements
• Trust deeds and releases

UCC records are statewide. Search them at https://www.sos.state.co.us/ucc/. The Secretary of State maintains this database. It shows secured creditor claims. These appear in bankruptcy schedules.

Property liens survive bankruptcy discharge. Discharge does not erase them from real estate. Separate action is needed. The Park County Clerk can explain.

Legal Aid Resources in Park County

Legal help is available for qualifying residents. Colorado Legal Services serves mountain communities. They assist low-income individuals. Bankruptcy counseling is offered. Other debt help is available too.

The Park County Bar Association provides referrals. They connect people with attorneys. Some lawyers offer free consultations. Ask about fees upfront. Understand costs before hiring.

The federal court website has self-help materials. Forms and instructions are downloadable. These help pro se filers. Representing yourself is possible. Court staff explains procedures. They do not give legal advice.

Finding Discharge Records

The discharge order ends bankruptcy. It eliminates qualifying debts. This is the key document. Get it from PACER or the court. Both sources provide certified copies.

The order specifies discharged debts. It also notes exceptions. Certain obligations remain. Student loans typically survive. Recent taxes may stay due. Child support continues. The discharge clarifies these.

Keep discharge orders forever. You may need proof later. Creditors sometimes pursue old debts. The discharge stops collection. Park County residents should store copies securely.

Note: Your discharge order proves that qualifying debts were legally eliminated through the bankruptcy process.