Gilpin County Federal Court Records

Gilpin County is in north central Colorado. Central City is the county seat. The county is small. It has casinos. Gaming is legal here. The population is low. Some residents face financial trouble. Bankruptcy is an option. Cases go to Denver.

Gilpin County Clerk and Recorder

The Gilpin County Clerk and Recorder is in Central City. The office keeps local records. They record deeds. They file mortgages. They handle liens. They do not handle bankruptcy.

Bankruptcy is federal. The Denver court handles it. The Clerk and Recorder can help with property records. These relate to bankruptcy cases.

U.S. Bankruptcy Court for Gilpin County

The U.S. Bankruptcy Court for the District of Colorado is in Denver. Gilpin County residents file there. The address is 721 19th Street. The phone is 720-904-7300.

You can file bankruptcy yourself. This is pro se. Forms are online. The clerk answers basic questions. They cannot give legal advice.

Most people hire lawyers. Attorneys file electronically. They use CM/ECF. This is required.

The 341 meeting follows filing. The trustee conducts it. Creditors may attend. Most do not. You answer questions.

Searching Gilpin County Bankruptcy Records

Use PACER to search. Visit pacer.uscourts.gov. Create an account. Search the database. Pay per page.

Enter a name. Add case details. Select Colorado. Results appear. View and download documents.

Free access is at the Denver courthouse. Public terminals are available. Search without cost. Pay for copies only.

You will need:

• Full name of debtor
• Case number if available
• Approximate filing year
• Last four of social security number

Note: PACER fees are low. Most searches cost under a dollar.

Gilpin County Property Records

The Clerk and Recorder keeps land records. Gilpin County is small. Property is limited. Central City has homes. Black Hawk is here. Values vary.

Search property at the office. Ask about online access. Some records may be available.

Bankruptcy trustees check these. They look for assets. Real estate is important. Mortgages and liens must be listed.

Foreclosure records are here. Bankruptcy can stop foreclosure. The automatic stay helps. It gives you time.

UCC Lien Searches

The Colorado Secretary of State keeps UCC records. Search at sos.state.co.us/ucc. This is free.

UCC liens cover personal property. Vehicles are included. Business equipment too. Lenders file to protect loans.

Bankruptcy treats these special. Secured creditors have rights. The UCC filing proves their claim.

Types of Bankruptcy

Chapter 7 is liquidation. Most common. Debts discharged. Case takes months.

Chapter 13 is reorganization. Keep property. Make payments. Plan lasts years.

Chapter 11 is for businesses. Complex. Allows restructuring.

Most Gilpin County residents use Chapter 7 or 13.

Filing Costs

Court fees apply. Chapter 7 is $338. Chapter 13 is $313. Pay at filing.

Fee waivers possible. Apply if low income. Court reviews it.

Installment plans available. Pay over time.

Attorney fees separate. Rates vary. Some have payment plans.

Legal Resources

Finding a lawyer helps. The Colorado Bar can refer you. Call them.

Legal aid may be available. Colorado Legal Services helps. Call to check.

Credit counseling required. Do before filing. Approved agencies listed.

Debtor education required. Do after filing. Complete for discharge.

Gilpin County Communities

Gilpin County has small towns. Central City is the county seat. Black Hawk is here. Both have casinos. The population is small. All file bankruptcy in Denver.

The economy depends on gaming. Tourism supports it. Financial problems occur. Bankruptcy offers relief.

Document Copies

Get copies through PACER. Or visit Denver. The clerk makes copies. Fees apply.

Certified copies available. Have court seal. Prove authenticity.

Discharge order is key. Keep it safe. Shows debts are gone.

Nearby Counties

Gilpin County borders these counties: