Eagle County Bankruptcy Filings Search

Eagle County is in northwest Colorado. The county seat is Eagle. Vail is the largest town. The county is known for skiing. Tourism drives the economy. Residents here file bankruptcy when needed. Cases go to Denver. The U.S. Bankruptcy Court handles them.

Eagle County Clerk and Recorder

The Eagle County Clerk and Recorder keeps local records. The office is in Eagle. They handle deeds and mortgages. They record liens. They issue marriage licenses. They do not keep bankruptcy files.

Bankruptcy is federal. You need the U.S. Bankruptcy Court. That is in Denver. Eagle County residents file there. Records are kept there too.

Note: The Clerk and Recorder can help with property lien searches. These are relevant to bankruptcy cases.

Bankruptcy Court for Eagle County

The U.S. Bankruptcy Court for the District of Colorado is the venue. It is at 721 19th Street in Denver. The phone is 720-904-7300. All Colorado bankruptcy cases are here.

You can file without a lawyer. This is pro se filing. The court has forms. They are online. The clerk can answer basic questions. They cannot give legal advice.

Most people hire attorneys. Lawyers file electronically. This is required for them. The system is called CM/ECF. It is fast and efficient.

After filing, you attend a meeting. It is the 341 meeting. The trustee conducts it. Creditors may appear. Usually they do not. You answer questions under oath.

Finding Eagle County Bankruptcy Records

Use PACER to search online. The address is pacer.uscourts.gov. Create an account first. Then search the database. You pay per page viewed.

The search is easy. Enter a name. Add a case number if known. Select Colorado as the court. Results will appear. You can view documents. You can download them.

For free access, go to Denver. The courthouse has public terminals. You can search for free. You pay only for copies. This saves PACER fees.

What you need to search:

• Debtor's full name
• Case number if available
• Approximate filing year
• Social security number last four digits

Property Records in Eagle County

Real estate records are at the Clerk and Recorder. Eagle County has valuable property. Vail and Beaver Creek are expensive areas. Property records show ownership. They show mortgages too.

You can search online. The Eagle County website has a portal. You can search by owner name. You can search by address. You can search by parcel number.

Bankruptcy trustees check these records. They look for assets. Real estate is a major asset. Liens are also important. The trustee needs to know about them.

Foreclosure records are here too. If you face foreclosure, bankruptcy can help. The automatic stay stops the process. This gives you time. You can catch up on payments.

UCC Lien Database

The Colorado Secretary of State maintains UCC records. Search at sos.state.co.us/ucc. This is a free search. Anyone can use it.

UCC liens cover personal property. Business equipment is included. Inventory is included. Accounts receivable too. Lenders file to protect loans.

Bankruptcy affects these liens. Secured creditors have rights. They can repossess collateral. The UCC filing gives notice. It proves the lender's claim.

Types of Bankruptcy Cases

Chapter 7 is liquidation. It is the most common. Assets are sold. Debts are discharged. The case takes months. Most debts go away.

Chapter 13 is reorganization. You keep property. You make payments. The plan lasts three to five years. You pay part of your debts.

Chapter 11 is for businesses. It allows restructuring. The business keeps operating. It pays creditors over time. This is complex.

Chapter 12 is for family farmers. It is like Chapter 13. It has special rules. Farmers can keep their land. They pay over time.

Eagle County has farms. It also has many businesses. Most individuals file Chapter 7 or 13.

Costs of Filing Bankruptcy

There are filing fees. Chapter 7 costs $338. Chapter 13 costs $313. These go to the court. They are due at filing.

You can request a waiver. You must show low income. File the application. The court decides. If approved, you pay nothing.

Installment payments are possible. Ask the court. File a motion. Pay over time. The case can proceed.

Attorney fees are extra. Lawyers charge for their work. Rates vary. Some have payment plans. Shop around. Get quotes.

Legal Help in Eagle County

Finding a bankruptcy lawyer is wise. The Colorado Bar can refer you. Call their service. They screen attorneys. You get qualified help.

Legal aid may be available. Colorado Legal Services helps low-income people. They have limits. Call to check. They may offer advice. They may help with forms.

Credit counseling is required. Do this before filing. Use an approved agency. The U.S. Trustee lists them. Many are online. This is easy.

Financial management course is next. Do this after filing. It is required. You learn budgeting. Complete it to get discharge.

Cities in Eagle County

Eagle County has several towns. Vail is the most famous. It is a ski resort. Avon is nearby. Beaver Creek is here. Edwards is a growing area. Gypsum is west. Eagle is the county seat.

All these towns file bankruptcy in Denver. The process is the same. Distance does not matter. The federal court is central.

The economy is seasonal. Winter brings tourists. Summer has visitors too. But off-seasons can be slow. Financial stress happens. Bankruptcy helps.

Requesting Document Copies

You can get copies of any document. Use PACER for downloads. Or visit the court. The clerk makes copies. Fees apply.

Certified copies are available. These have the court seal. They prove authenticity. Banks may require them. Legal matters need them.

The discharge order is key. It shows debts are gone. Save this document. You may need proof later.

Nearby Counties

Eagle County is near these counties: