Kiowa County Bankruptcy Court Filings

Kiowa County is in eastern Colorado. Eads is the county seat. The county is rural. Farming is the main industry. The population is small. Some residents need bankruptcy help. Cases go to Denver federal court. All Colorado cases are there.

Kiowa County Clerk and Recorder

The Kiowa County Clerk and Recorder is in Eads. The office keeps local records. They record deeds. They file mortgages. They handle liens. They do not handle bankruptcy.

Bankruptcy is federal. The Denver court handles it. The Clerk and Recorder can help with property records. These relate to bankruptcy.

Federal Bankruptcy Court for Kiowa County

The U.S. Bankruptcy Court for the District of Colorado is in Denver. Kiowa County residents file there. The court is at 721 19th Street. Phone is 720-904-7300.

You can file without a lawyer. This is pro se. Forms are online. The clerk answers basic questions. They cannot give legal advice.

Most people hire attorneys. Lawyers file electronically. They use CM/ECF. This is required for attorneys.

The 341 meeting follows filing. The trustee conducts it. Creditors may attend. Most do not. You answer questions.

Searching Kiowa County Bankruptcy Records

Use PACER to search. Go to pacer.uscourts.gov. Create an account. Search the database. Pay per page.

Enter a name. Add case details. Select Colorado. Results appear. View and download documents.

Free access at Denver courthouse. Public terminals available. Search without cost. Pay for copies only.

To search you need:

• Full name of debtor
• Case number if available
• Approximate filing year
• Last four of social security number

Kiowa County Property Records

The Clerk and Recorder keeps land records. Kiowa County is agricultural. Farm land dominates. Eads has some homes. Property values are modest.

Search property at the office. Ask about online access. Some records may be available.

Bankruptcy trustees check these. They look for assets. Real estate is major. Mortgages and liens matter.

Foreclosure records here. Bankruptcy stops foreclosure. Automatic stay applies.

Note: The Clerk and Recorder can provide certified copies of property records for court proceedings.

UCC Lien Database

The Colorado Secretary of State keeps UCC records. Search at sos.state.co.us/ucc. This is free.

UCC liens cover personal property. Vehicles included. Farm equipment too. Lenders file to protect loans.

Bankruptcy affects these. Secured creditors have rights. UCC filing proves claim.

Types of Bankruptcy Cases

Chapter 7 is liquidation. Most common. Debts discharged. Case takes months.

Chapter 13 is reorganization. Keep property. Make payments. Plan lasts years.

Chapter 11 is for businesses. Allows restructuring.

Chapter 12 is for family farmers. Special rules apply. Kiowa County has farms.

Most use Chapter 7 or 13. Some may use Chapter 12.

Filing Costs

Court fees apply. Chapter 7 is $338. Chapter 13 is $313. Pay at filing.

Fee waivers possible. Apply if low income.

Installment plans available. Pay over time.

Attorney fees separate. Rates vary. Some have payment plans.

Legal Resources

Finding a lawyer helps. Colorado Bar can refer you.

Legal aid may help. Colorado Legal Services assists. Call to check.

Credit counseling required. Do before filing. Phone counseling available.

Debtor education required. Do after filing. Complete for discharge.

Kiowa County Communities

Kiowa County is sparsely populated. Eads is the county seat. It is the main town. Haswell is here. The county is farm country. All file bankruptcy in Denver.

The economy is agricultural. Farming is key. Financial hardship occurs. Bankruptcy offers relief.

Document Copies

Get copies through PACER. Or visit Denver. Clerk makes copies. Fees apply.

Certified copies available. Have court seal.

Discharge order is key. Keep it safe. Shows debts are gone.

Nearby Counties

Kiowa County borders these counties: