Gunnison County Bankruptcy Filings

Gunnison County is in west central Colorado. Gunnison is the county seat. Crested Butte is the largest town. The county is mountainous. Skiing is popular. Ranching also occurs. The economy is mixed. Some residents face financial hardship. Bankruptcy cases go to Denver.

Gunnison County Clerk and Recorder

The Gunnison County Clerk and Recorder is in Gunnison. The office keeps local records. They record deeds and mortgages. They handle liens. They issue marriage licenses. They do not handle bankruptcy.

Bankruptcy is federal court work. The Denver court handles it. The Clerk and Recorder can help with property records. These relate to bankruptcy.

Note: The Clerk and Recorder maintains judgment lien records that may be relevant to bankruptcy proceedings.

U.S. Bankruptcy Court for Gunnison County

The U.S. Bankruptcy Court for the District of Colorado is in Denver. Gunnison County residents file there. The address is 721 19th Street. Phone is 720-904-7300.

You can file bankruptcy without a lawyer. This is pro se. Forms are online. The clerk answers basic questions. They cannot give legal advice.

Most people hire attorneys. Lawyers file electronically. They use CM/ECF. This is required.

The 341 meeting follows filing. The trustee conducts it. Creditors may attend. Most do not. You answer questions.

Searching Gunnison County Bankruptcy Records

Use PACER to search online. Visit pacer.uscourts.gov. Create an account. Search the database. Pay per page.

Enter a name. Add case details. Select Colorado. Results appear. View and download documents.

Free access at Denver courthouse. Public terminals available. Search without cost. Pay for copies only.

To search you need:

• Full name of debtor
• Case number if available
• Approximate filing year
• Last four of social security number

Gunnison County Property Records

The Clerk and Recorder keeps land records. Gunnison County has varied property. Crested Butte is expensive. Gunnison is more affordable. Ranch land is extensive.

Search property at the office. Ask about online access. Some records may be on the web.

Bankruptcy trustees check these. They look for assets. Real estate is major. Mortgages and liens matter.

Foreclosure records here. Bankruptcy can stop it. Automatic stay applies.

UCC Lien Searches

The Colorado Secretary of State keeps UCC records. Search at sos.state.co.us/ucc. This is free.

UCC liens cover personal property. Vehicles included. Ranch equipment too. Lenders file to protect loans.

Bankruptcy treats these special. Secured creditors have rights. UCC filing proves claim.

Types of Bankruptcy Cases

Chapter 7 is liquidation. Most common. Debts discharged. Case takes months.

Chapter 13 is reorganization. Keep property. Make payments. Plan lasts years.

Chapter 11 is for businesses. Allows restructuring.

Chapter 12 is for family farmers. Special rules apply.

Gunnison County has ranches. Some may use Chapter 12. Most use Chapter 7 or 13.

Filing Costs

Court fees apply. Chapter 7 is $338. Chapter 13 is $313. Pay at filing.

Fee waivers possible. Apply if low income.

Installment plans available. Pay over time.

Attorney fees separate. Rates vary. Some have payment plans.

Legal Resources

Finding a lawyer helps. Colorado Bar can refer you.

Legal aid may help. Colorado Legal Services assists. Call to check.

Credit counseling required. Do before filing.

Debtor education required. Do after filing.

Gunnison County Communities

Gunnison County has several towns. Gunnison is the county seat. Crested Butte is popular. Mt. Crested Butte is the ski area. Almont is here. All file in Denver.

The economy is mixed. Skiing is big. Ranching continues. Outdoor recreation grows. Financial problems occur. Bankruptcy helps.

Document Copies

Get copies through PACER. Or visit Denver. Clerk makes copies. Fees apply.

Certified copies available. Have court seal.

Discharge order is key. Keep it safe.

Nearby Counties

Gunnison County borders these counties: