Hinsdale County Bankruptcy Court Records

Hinsdale County is in southwest Colorado. Lake City is the county seat. It is the least populous county in Colorado. The county is remote. Mountains dominate the landscape. Some residents need bankruptcy help. They file in Denver federal court. All Colorado cases go there.

Hinsdale County Clerk and Recorder

The Hinsdale County Clerk and Recorder is in Lake City. The office keeps local records. They record deeds. They file mortgages. They handle liens. They do not keep bankruptcy files.

Bankruptcy is federal. The Denver court handles it. The Clerk and Recorder can help with property records. These may relate to bankruptcy.

Note: The Clerk and Recorder can assist with property lien searches relevant to bankruptcy research.

Bankruptcy Court for Hinsdale County

The U.S. Bankruptcy Court for the District of Colorado is in Denver. Hinsdale County residents file there. The court is at 721 19th Street. Phone is 720-904-7300.

You can file without a lawyer. This is pro se. The court has forms online. The clerk answers basic questions. They cannot give legal advice.

Most people hire attorneys. Lawyers file electronically. They use CM/ECF. This is required for them.

The 341 meeting follows filing. The trustee conducts it. Creditors may attend. Usually they do not. You answer questions under oath.

Searching Hinsdale County Bankruptcy Records

Use PACER to search. Go to pacer.uscourts.gov. Create an account. Search the database. You pay per page viewed.

Searching is simple. Enter a name. Add a case number if known. Select Colorado. Results appear. You can view documents. You can download them.

For free access, visit the Denver courthouse. Public terminals are there. Search without cost. You pay only for copies.

To search you need:

• Debtor's full name
• Case number if available
• Approximate filing year
• Last four digits of social security number

Property Records in Hinsdale County

Real estate records are at the Clerk and Recorder. Hinsdale County is remote. Property is limited. Lake City has some homes. Much land is public. National forest dominates.

You can search property. Visit the Lake City office. Ask about records. Some may be limited.

Bankruptcy trustees check these. They look for assets. Real estate is a major asset. Mortgages must be listed. Liens too.

Foreclosure records are here. Bankruptcy can stop foreclosure. The automatic stay applies.

UCC Lien Database

The Colorado Secretary of State maintains UCC records. Search at sos.state.co.us/ucc. This is free. No registration needed.

UCC liens cover personal property. Vehicles are included. Equipment too. Lenders file to protect loans.

Bankruptcy affects UCC liens. Secured creditors have rights. The UCC filing proves their claim.

Types of Bankruptcy Cases

Chapter 7 is liquidation. It is most common. Assets may be sold. Debts get discharged. The case takes months.

Chapter 13 is reorganization. You keep property. You make payments. The plan lasts three to five years.

Chapter 11 is for businesses. It allows restructuring. The business keeps operating.

Most Hinsdale County residents would use Chapter 7 or 13.

Filing Costs and Fees

Court fees are required. Chapter 7 is $338. Chapter 13 is $313. Pay when filing. Check or money order works.

Fee waivers are possible. Apply if income is low. The court reviews it. Approval means no fee.

Installment payments are allowed. Ask the court. Pay over time. The case proceeds.

Attorney fees are extra. Lawyers charge for work. Rates vary. Some offer payment plans.

Legal Help in Hinsdale County

Finding a lawyer can be hard. Hinsdale County is very rural. Attorneys may be far away. The Colorado Bar can refer you. They may know lawyers who serve remote areas.

Legal aid may help. Colorado Legal Services assists low-income people. They have limits. Call to check. Phone help may be available.

Credit counseling is required. Do this before filing. Approved agencies are online. Many offer phone counseling. This helps remote residents.

Financial management course follows. Do this after filing. Complete it to get discharge.

Hinsdale County Communities

Hinsdale County has very few people. Lake City is the county seat. It is the main town. The county is mostly wilderness. Public land dominates. All file bankruptcy in Denver.

The economy is limited. Tourism in summer. Some ranching. Winter is quiet. Financial hardship occurs. Bankruptcy offers a fresh start.

Obtaining Document Copies

You can get copies of any document. Use PACER for downloads. Or visit the Denver courthouse. The clerk makes copies. Fees apply per page.

Certified copies are available. These have the court seal. They prove authenticity. Legal matters may need them.

The discharge order is most important. It proves debts are gone. Keep this document safe.

Nearby Counties

Hinsdale County borders these counties: